Origination is only the start. We build lending platforms that carry a loan through disbursement, repayment servicing, and collections — matched to how your specific lending model actually operates, whether that's P2P, multi-finance, or BNPL.
Application, credit assessment, and approval. See LOS development →
Automated payout via your payment rails once approved.
Schedules, reminders, and borrower self-service repayment.
Delinquency bucketing and collections case management.
Health, delinquency, and performance views for investors or regulators.
Connected to sales and servicing teams' existing tools.
An LOS covers intake through approval. A full lending platform extends that to disbursement, repayment schedules, servicing, and collections, the complete loan lifecycle, not just the front end.
Yes, each has different workflow needs, P2P requires investor-side matching and reporting, multi-finance needs collateral and repossession workflows, BNPL needs merchant integration and short-cycle repayment tracking. We scope the platform to your specific lending model.
Yes, automated reminder sequences, delinquency bucketing, and collections case management are typically part of a full lending platform build.
Yes, portfolio health, delinquency rates, and other reporting views are built based on your specific investor or regulatory reporting requirements.
A full lending or servicing platform typically runs $50,000-$150,000+ depending on lending model complexity and integrations. See our Fintech Software Development page for full pricing guidance.
Tell us about your lending model and we'll map out what a purpose-built platform could look like.
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